What is the minimum credit score for an FHA loan in Virginia?

Most FHA loans require a 580 credit score for 3.5% down. Duane Buziak at FHA Mortgages offers loans down to 500 FICO and works with non-traditional credit through Non-QM programs.

What is a NoTouch Credit pre-approval?

A NoTouch Credit pre-approval uses a soft pull credit check, meaning your credit score is not impacted. You can get pre-approved and compare loan options without a hard inquiry on your credit report.

Does Duane Buziak offer down payment assistance in Virginia?

Yes. Duane Buziak offers Dynamo DPA and Turbo DPA programs — FHA-based down payment assistance options for qualifying buyers in Virginia and other licensed states.

What makes an independent mortgage broker better than a bank?

An independent broker like Duane Buziak has access to multiple wholesale lenders compared to a single-shelf bank, meaning more competitive rates and programs. Coast2Coast Mortgage LLC NMLS #1110647 is licensed in VA, FL, TN, and GA.

Virginia Mortgage Broker Archives - Page 18 of 23

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Best Low Down Payment Mortgages for Buyers

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FHA Loan vs Conventional: Which Fits You?

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Mortgage Rate Outlook 2026 for FHA Buyers

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First Time Homebuyer Financing Guide for FHA

A first time homebuyer financing guide with FHA down payment, credit, MIP, and soft-pull pre-approval facts for confident home shopping nationwide now.

How to Improve Mortgage Credit Before FHA

How to improve mortgage credit for an FHA loan: raise scores, fix report errors, manage debt, and use a NoTouch Credit Pull before applying safely.

Mortgage Broker Versus Bank Lender: FHA Choice

Mortgage broker versus bank lender: compare FHA pricing, approval options, credit pulls, and service before choosing where to start your home loan today.

Flexible Credit Score Mortgages: FHA, VA, and Other Programs That Look Beyond Your Number

Flexible credit score mortgages — including FHA, VA, and USDA programs — set federally mandated FICO minimums well below the 620 required by conventional lenders, opening homeownership to borrowers with scores as low as 500. This guide maps five credit tiers to the programs, rates, and down payment requirements available at each threshold.

Mortgage Pre-Approval Process Explained: What Happens, What’s Required, and What to Expect

The mortgage pre approval process is a formal lender evaluation of your verified income, assets, credit, and debts — and it produces a letter that carries real weight with sellers. This guide explains every step, what documents you need, and why pre-approval (not pre-qualification) is essential in competitive markets.

Are FHA Loans Only for First-Time Buyers?

Are FHA loans only for first time buyers? Get clear rules on eligibility, credit, down payment, FHA mortgage insurance, and repeat-buyer options today.

Tag: Virginia Mortgage Broker