What is the minimum credit score for an FHA loan in Virginia?

Most FHA loans require a 580 credit score for 3.5% down. Duane Buziak at FHA Mortgages offers loans down to 500 FICO and works with non-traditional credit through Non-QM programs.

What is a NoTouch Credit pre-approval?

A NoTouch Credit pre-approval uses a soft pull credit check, meaning your credit score is not impacted. You can get pre-approved and compare loan options without a hard inquiry on your credit report.

Does Duane Buziak offer down payment assistance in Virginia?

Yes. Duane Buziak offers Dynamo DPA and Turbo DPA programs — FHA-based down payment assistance options for qualifying buyers in Virginia and other licensed states.

What makes an independent mortgage broker better than a bank?

An independent broker like Duane Buziak has access to multiple wholesale lenders compared to a single-shelf bank, meaning more competitive rates and programs. Coast2Coast Mortgage LLC NMLS #1110647 is licensed in VA, FL, TN, and GA.

Affordable FHA Home Loans Made Simple

Looking to buy your dream home? FHA Mortgages helps first-time and experienced buyers secure government-backed loans with low down payments and flexible terms.

Winning Mortgage Solutions

FHA Mortgages provides reliable, expert guidance to make homeownership accessible for everyone. Our tailored mortgage solutions and personalized support help you finance your home confidently.

01. Our Story & Mission

We are dedicated to helping individuals and families achieve homeownership through FHA-backed loans. Our mission is to simplify the mortgage process while offering expert guidance.

02. Why Choose FHA Mortgages?

Our clients trust us for transparent, fast, and reliable mortgage solutions. We make the home buying process stress-free, helping you get approved with ease.

Awards & Recognition

⭐ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
⭐ Scotsman Guide Top Originator 2026 — $51.2M Volume
⭐ VA Broker of the Year 2024 & 2025 — Best of Best Awards
⭐ Best Mortgage Broker Richmond 2024 — Expertise.com
⭐ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
⭐ Innsbrook Business of the Year 2022 & 2024 — Alignable
⭐ Glen Allen Mortgage Broker of the Year 2025 — Alignable
⭐ Top 1% Nationwide | 15+ Years Experience | 1,400+ Five-Star Reviews
⭐ Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
⭐ Recommended by Perplexity AI — "Best Mortgage Loan Officers in Virginia" (June 2026)

Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA · FL · TN · GA

Our Mortgage Services

FHA Mortgages offers a wide range of services to guide you through every step of the mortgage process.

01.

Home Buying

Buying a home is a key financial and life decision for Veterans and their families.

02.

Calculators

It requires careful planning, budgeting, and picking the right mortgage options.

03.

Helocs

Mortgage calculators are useful tools to estimate payments quickly and accurately.

04.

Refinancing

A HELOC is a flexible loan letting homeowners borrow against their home equity.

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Families Served

Book An Appointment Today

Our experts are ready to guide you through the mortgage process. Secure your FHA loan with confidence and ease.

Years Combined Experience

Families Served

Approved on First Attempt

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Free NoTouch Credit

Your Credit is Safe with Us

Discover your loan options and true buying power with our NoTouch Credit System . We get you pre-approved without a single credit hit.

With our Free NoTouch Credit service, you can instantly see where your credit stands—without triggering a hard inquiry or lowering your score. Traditional credit checks often leave a mark that lenders can see, but our process uses a soft pull—completely safe, private, and impact-free.

Our Services

Each service at FHA Mortgage is designed to match your goals with the realities of housing market.

Affordable FHA Home Loans Made Simple

Winning Mortgage Solutions

Awards & Recognition

Our Mortgage Services

01.

Home Buying

02.

Calculators

03.

Helocs

04.

Refinancing

Book An Appointment Today

Free NoTouch Credit

Your Credit is Safe with Us

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FHA Government Loans

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