Soft Pull Versus Hard Inquiry for FHA Buyers
Compare soft pull versus hard inquiry for FHA loans, credit impact, timing, and how NoTouch Credit Pull helps you plan with confidence before applying.
FHA Appraisal: What Must Pass Before Closing
An FHA appraisal confirms value and basic property safety. See what appraisers check, likely repairs, costs, timing, and buyer options before closing.
FHA Loan With Student Loan Deferment: How Deferred Student Debt Counts Toward Your Mortgage
A practical guide to student loan deferment mortgage.
How to Meet FHA Mortgage Insurance Removal Requirements (the FHA Version of PMI Removal)
FHA loans carry MIP rather than PMI, and HUD’s rules decide when it ends. This guide explains FHA PMI removal requirements, including the 11-year drop-off for borrowers who put down at least 10%, and shows how to check your case number date and decide between waiting and refinancing.
FHA 203k Loans: Renovate Before You Move In
FHA 203k loans combine a home purchase and renovation budget in one FHA mortgage. See costs, rules, timelines, and borrower decisions before bidding.
FHA Loan Strategies for Buyers Researching Native American Home Loan Programs: 6 Ways to Get Approved
Buyers researching native american home loan programs often want a low down payment option that fits their credit and budget. This guide walks through six FHA loan strategies, from matching your credit score to the 3.5% down tier to checking county loan limits, mortgage insurance, total monthly cost, funding sources, and choosing who submits your file.
FHA Loans and the Asset Depletion Mortgage: How Savings and Retirement Assets Count as Income
A practical guide to asset depletion mortgage.
Piggyback Loan Explained: How Second Mortgages Work With an FHA Purchase
This piggyback loan explained guide shows how an 80-10-10 second mortgage works and why FHA buyers rarely need one, since FHA already allows 3.5% down with a 580 credit score and a second loan cannot remove FHA mortgage insurance. It includes current FHA numbers, a worked monthly cost example in Henrico County, and clear guidance on when each structure makes sense.
FHA Loan Origination Fee Explained: What It Covers, What It Costs, and Who Sets It
A practical guide to origination fee explained.
FHA Mortgage Calculator: Calculate Your Payment
Use an FHA mortgage calculator to estimate principal, interest, taxes, insurance, and MIP. See a real FHA payment example before you apply with confidence.