How to Get an Employment Verification Letter for an FHA Mortgage
An employment verification letter mortgage file is a common cause of last-minute FHA underwriting delays. This step-by-step guide shows how to confirm FHA job-history requirements, request the right documents from your employer, and assemble a complete package that matches your pay records.
FHA Loan Limits vs. Conforming Loan Limits: How the 2026 Numbers Work
Conforming loan limits are set by FHFA for Fannie Mae and Freddie Mac, while FHA loan limits are derived from them by formula and set county by county. This guide explains how the 2026 numbers connect, from the $541,287 floor to the $1,249,125 high-cost ceiling, and what they mean for a Virginia buyer using an FHA purchase mortgage.