What is the minimum credit score for an FHA loan in Virginia?

Most FHA loans require a 580 credit score for 3.5% down. Duane Buziak at FHA Mortgages offers loans down to 500 FICO and works with non-traditional credit through Non-QM programs.

What is a NoTouch Credit pre-approval?

A NoTouch Credit pre-approval uses a soft pull credit check, meaning your credit score is not impacted. You can get pre-approved and compare loan options without a hard inquiry on your credit report.

Does Duane Buziak offer down payment assistance in Virginia?

Yes. Duane Buziak offers Dynamo DPA and Turbo DPA programs — FHA-based down payment assistance options for qualifying buyers in Virginia and other licensed states.

What makes an independent mortgage broker better than a bank?

An independent broker like Duane Buziak has access to multiple wholesale lenders compared to a single-shelf bank, meaning more competitive rates and programs. Coast2Coast Mortgage LLC NMLS #1110647 is licensed in VA, FL, TN, and GA.

July 18, 2026 - fha mortgages

How to Switch Mortgage Lenders Before Closing: A Step-by-Step Guide

Switching mortgage lenders before closing is legal and more common than most buyers realize — but timing and execution are everything. This step-by-step guide covers how to audit your Loan Estimate, evaluate your risk window, and move to a new lender without jeopardizing your home purchase.

How to Qualify for an FHA Loan in 2026

See how to qualify for fha loan approval in 2026 with credit, down payment, debt, MIP, document, and county-limit rules explained clearly for buyers.

Day: July 18, 2026

How to Switch Mortgage Lenders Before Closing: A Step-by-Step Guide

How to Qualify for an FHA Loan in 2026

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