Guide to Citi Prestige 4th night free stays


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The Citi Prestige® Credit Card is one of Citi Bank’s flagship rewards cards. Benefits include increased point multipliers on travel and hotel purchases, annual travel credits, TSA Precheck or Global Entry reimbursement and some additional perks for an annual fee of $495.

One of the added perks you may be interested in is the Citi Prestige 4th night free promotion. By booking at least a consecutive four-night stay through, Citi Prestige Credit Card owners can get the 4th-night free.

What does Citi’s 4th Night Free perks include?

The premise of this perk is simple. Book a hotel for at least four nights through the program, and Citi will reimburse you the fourth night for free. There are no blackout dates, and you can take advantage of the perk up to two times in a calendar year.

The amount you’ll be reimbursed is calculated from the average cost of the entire stay and does not include taxes, fees or additional resort fees charged by some hotels. So, even if the fourth night is more expensive or less expensive than the other nights on your stay, you’ll be compensated for the average cost per night of the stay.

What are the requirements for a free fourth night?

In order to earn your free hotel stay credit, there are specific requirements that must be met.

First, the booking must be made through or by calling 1–800–THANKYOU.
The stay must be booked in the primary cardmember’s name or for an authorized user, must be consecutive nights and can’t be used for business travel.
Additionally, the credit does not apply to any packaged or bundled rates (like airfare and hotel or airfare and car rental, etc.). You’ll have to book the hotel separately through the portal to take advantage of the reward.
What are the restrictions?

The Citi Prestige 4th-night free promotion does have some restrictions beyond what has already been mentioned.

According to the bank’s website, “rooms in yachts, riverboats, cruises, campgrounds, castles, safaris, villas, and apartments,” do not qualify. Again, stays may be booked for the primary card user or in the name of an authorized user on the card. The limit of two free nights is cumulative for all users on the card.

Accommodations that qualify for a free fourth night

Any hotel that you find on the website qualifies for this promotion. If you don’t see a hotel you are interested in on the website, you can try calling 1–800–THANKYOU to see if it can be covered.

Airbnb stays do not qualify under the 4th-night free hotel program. Additionally, any booking made outside of the ThankYou rewards portal does not qualify for the promotion, even if the hotel can be found on the website.

How to book a 4th Night Free Stay through the Citi ThankYou portal
1. Navigate to the website and log in

To begin booking your free stay, navigate to the company’s rewards website at Once there, click the ‘Sign On’ button at the top of the page or click the ‘See all ways to redeem” button in the center of the page. Enter your Citi Bank Prestige credit card login information to begin shopping for the different options available. Through this portal, you will see all ways that you can redeem additional perks or use your ThankYou points.

2. Select your desired hotel stay

Once you’re logged in, you can start shopping for the different hotel options available. If you don’t see the option you want available, you can try calling the 1-800-THANKYOU phone number to speak to a customer service representative.

3. Book your qualifying stay

After selecting your hotel and dates, book your qualifying stay. Remember, in order to receive the bonus perk, you must book four consecutive nights. The 4th night will be reimbursed as a statement credit. If you only book three nights, you will not receive the 4th free.

The bottom line

The Citi Prestige 4th-night free promotion is a unique benefit that helps the card stand out from similar cards like The Platinum Card® from American Express or the Chase Sapphire Reserve. If you’re someone who travels for personal reasons multiple times a year, this could be a benefit that saves you hundreds of dollars annually.

These savings are in addition to the other perks you get with the card, like the up to $250 travel credit, travel and hotel point multipliers, TSA Precheck and Global Entry reimbursements and more.

Bear in mind the card is not free with a $495 annual fee and a $75 fee per authorized user. But many users can quickly recoup the cost through the valuable perks offered.

The information about the Citi Prestige Credit Card has been collected independently by The card details have not been reviewed or approved by the card issuer.

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